Ralph A. Beard rbeard@hhmlaw.com     Areas of Practice: Estate Planning Trust and Estates Asset Protection Pensions and Taxation Securities Insurance and Investments Computer Law Business Formation and Organization Mergers, Acquisitions and Divestitures General Business Law     Certifications: Member, FINRA (formerly NASD) Dispute Resolution, Board of Arbitrators     Law School Education: The Ohio State University College of Law, Columbus, Ohio   Juris Doctor, Cum Laude, 1975     Undergraduate Education: Youngstown State University, Youngstown, Ohio   Bachelor of Arts, 1971     Admitted to: State of Ohio, 1975 U.S. District Court, Northern District of Ohio, 1976     Bar Memberships: Ohio State Bar Association Mahoning County Bar Association     Professional and Civic Organizations: Youngstown Warren Regional Chamber Rotary Club of Youngstown Youngstown Hearing and Speech Center, President Elect United Methodist Community Center, Trustee Canfield United Methodist Church, Member National Graduate Trust School, with Distinction
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